The standard recommendation for an emergency fund is 3 to 6 months of expenses (some sources even say 6 to 9 months). Whoa, that seems like a lot of money, especially if you have a family to support! This article breaks down how to get your emergency fund started and covers the benefits of having one. Click the title to read more.
Back in May 2019, I opened a new Trust account with TD Ameritrade. With the recent downturn in stock market prices, I was able to complete the process of buying five of the ETFs I had been keeping track of for this account. My goal with this account is to use up to 50% of the money that I gain from dividends and interest each year as charitable contributions for my favorite non-profit organizations for the following year. (Click title to read more about my selections …)